Homeowners Insurance Archive

Spring Cleaning & Maintenance

When spring cleaning your home, it’s the perfect time to check if your home needs minor maintenance, too. There are quick and easy projects you can tackle inside and outside to ensure your home is in tip top shape. Windows & Sliding Glass Doors. ...Read More

Hurricane Protection for Your Home

Windstorms such as hurricanes and tropical storms can damage homes in any coastal location on the U.S. Atlantic and Gulf coasts. While the Gulf and southeastern states are the most vulnerable, hurricanes have made direct landfall as far north as the coast of Maine. ...Read More

What Your Insurance Company Should Know About Your Home

Important factors that affect policy details and insurance discounts When you’re filling out a homeowners insurance policy application, you’ll probably run across a few that might make you wonder, “why does the insurance company need to know this information?” Some of the questions might ...Read More

The Ins and Outs of Flood Insurance

“I’m not in a flood zone, so I don’t need flood insurance.” I can’t tell you how many times I’ve heard that. Each time my reply is: “Well, that’s not exactly true.” Most of the country is in some kind of a flood zone, ...Read More

Hurricane & Tropical Storm Preparation Tips

Tropical cyclones can develop in the Gulf of Mexico, the Caribbean Sea, the Pacific and Atlantic Oceans. They are born in moist tropical air. About every four to five days, a tropical wave of low pressure moves along with westerly winds. Some of these ...Read More

Flood Insurance

Flood Insurance What is Flood Insurance? Flood insurance covers damage caused by rising water. Floods can happen anywhere, anytime–not just in coastal areas or near lakes and rivers. Torrential rain, snowmelt, mudslides, dam failures and inadequate drainage systems can all cause flood losses. There ...Read More

Snowbirds: Winterize Your Vacant Home

If you are a snowbird heading south for the winter, there are several key things you can do to help protect your vacant home. Taking these steps can help protect your home from theft, water damage, heating or electrical system malfunctions and other possible threats ...Read More

Household Mold: Lessen Your Risk

No one knows how many species of mold fungi exist, but some estimates are as high as 300,000. While you might associate molds with warm, damp and humid conditions, here’s the rub: Mold spreads and reproduces by making spores, and those spores can survive ...Read More